numgudiyattam.com ? Pick Health and fitness Souvenir Certs for ...

Home > Uncategorized > Pick Health and fitness Souvenir Certs for That Special Time of Family members

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Source: http://numgudiyattam.com/?p=923

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Chant: Music For That Soul Reviews | Best Gift Shopping

[unable to retrieve full-text content]Chant, is easily the most peaceful music imaginable. Chant: Music for that Soul, may be the epitome of relaxation and to reduce stress ? an ideal antidote to the fast-moving modern world. Chant has which may heal, ...

Source: http://www.bestgiftshopping.com/chant-music-for-the-soul-reviews/

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NKorean leader in Russia, will meet with Medvedev (AP)

MOSCOW ? Reclusive North Korea's autocratic leader Kim Jong Il crossed into Russia Saturday on his armored train to discuss with President Dmitry Medvedev the possible renewal of nuclear disarmament talks and the construction of a pipeline that will stream Russian natural gas to both Koreas, the Kremlin and media said.

Kim's visit to the Cold War ally is a further sign of Pyongyang's increasing efforts to reach out for economic assistance and diplomatic support.

North Korea's official media did not specify when a meeting with Medvedev would take place, but said that Kim's visit was at the invitation of the Russian president.

North Korea is increasing efforts to secure aid and to restart stalled nuclear disarmament negotiations. Last month, a senior North Korean diplomat visited New York to discuss ways to resume six-nation talks last held in December 2008. Earlier, the nuclear envoys of North and South Korea met in Indonesia for talks.

Russia and North Korea both announced Friday that Moscow will provide food assistance, including some 50,000 tons of wheat, to Pyongyang. North Korea might face another food crisis this year due to heavy rains.

"The key reasons for Kim's Russian visit are to discuss receiving food aid and improving economic cooperation between the two" countries, said Yang Moo-jin, a professor at the University of North Korean Studies in Seoul.

North Korea said earlier this week that Medvedev sent a letter calling for greater energy cooperation among Russia and the two Koreas, saying it would enhance regional security.

That came after Russia's foreign minister said Moscow was in talks with Pyongyang and Seoul separately on putting gas pipes through the Korean peninsula.

The pipeline construction is a chance "to include North Korea in a large international project that will give a new stimulus to the North Korean regime," said Fyodor Lukyanov, the editor of Russia in Global Affairs magazine.

"This is both gas and the transit money for gas" to South Korea, he told The Associated Press.

The 69-year-old Kim also traveled to China in May this year in a trip seen by many as an attempt to secure aid, investment and support for a transfer of power to his youngest son. It was Kim's third visit to his country's closest ally in just over a year.

Seoul expert Yang said that Kim is now seeking Russia's support.

"The North, by visiting Russia, wants to secure Russia's support on Kim Jong Un's succession as well as during the future six-party talks," Yang said, referring to Kim's third son, who is seen as his father's eventual successor.

South Korean officials said earlier that Kim's train had arrived in the Russian border city of Khasan, but the first confirmation that Kim was in Russia came in statements issued later by the Kremlin and North Korea's official news agency.

Kim will visit the Far East region of Russia and travel west to Siberia, the Kremlin and North Korea's official Korean Central News Agency said.

KCNA said in an English dispatch that "top leaders" of the two countries would meet, but provided no further details. The Kremlin press service said that details of Kim's visit were still being worked out with the North Korean side.

Russia's state news channel Rossiya 24 reported that Medvedev will meet Kim in Ulan Ude, the capital of Buryatia, a Buddhist province near Lake Baikal. Kim would have to travel about 1,860 miles (3,000 kilometers) on the Trans-Siberian Railway along the borders with China and Mongolia to reach Ulan Ude from Khasan.

South Korea's Yonhap News agency reported earlier that Kim may hold talks with Medvedev on Tuesday, quoting a source it did not identify, who speculated that Kim may also meet with Prime Minister Vladimir Putin. A South Korean Foreign Ministry official in Moscow refused to comment on the possible meetings because it was a bilateral issue between Russia and North Korea.

Kim last visited Russia in 2002, a four-day trip limited to the Far East. A year earlier, however, he made a 24-day train trek across the country.

Russia and North Korea maintain cordial ties, though they are not as close as they were in Soviet times, when Moscow provided significant aid and support to Pyongyang. Moscow is a member of the six-party forum aimed at persuading North Korea to abandon its nuclear programs in exchange for aid and security guarantees.

Leonid Petrov, a North Korea expert at the University of Sydney, said the North Korean leader feels pressure to balance the increasing influence of China over his country with that of Russia.

Russia is also "more willing to talk to North Korea as Beijing gets closer to Pyongyang," Petrov said, recalling the Cold War era when Moscow and Beijing jostled for influence with the country.

Russia's Foreign Ministry announced Friday that the country has decided to provide North Korea with 50,000 metric tons of grain as humanitarian assistance and that the first shipment arrived that day. KCNA also reported the provision in a dispatch late Friday from Pyongyang.

North Korea regularly suffers food shortages. The country has said recent heavy rains are likely to harm this year's harvest because of extensive damage to farmland as a result of flooding.

___

Kim reported from Seoul, South Korea. Associated Press writers Jiyoung Won in Seoul and Mansur Mirovalev in Moscow contributed to this report.

Source: http://us.rd.yahoo.com/dailynews/rss/asia/*http%3A//news.yahoo.com/s/ap/20110820/ap_on_re_eu/eu_russia_nkorea

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Buying into an HOA Governed Community ? Buyer Beware! | Zillow ...

Recently Zillow blogger Brendon Desimone wrote ?Three Ways an HOA Can Screw Up the Sale of a Condo? which discussed some of the red flags a seller should learn and items they should clear to help get their property ready for sale. In addition, it?s necessary for a buyer to do an in-depth analysis of the HOA to better protect themselves when purchasing a property.

Researching an HOA is a time consuming process and very few buyers have any idea what they should be looking into when purchasing. Yet your time and effort is worth it as it is your money at risk!

Each one of these items is a significant risk issue and should be reviewed and understood, no matter how difficult it is to get the proper documentation. Some states are not helpful with requiring things like reserve studies, and some communities don?t even have or prepare what is needed. But if you understand the issues, that will help you reduce your real estate risk.

While you may be familiar with basic due diligence for HOAs, there are additional risks a buyer needs to understand to protect themselves when purchasing a home for sale in a common interest development community:

Unfunded or seriously underfunded reserve and replacement accounts: In this case, there are long-term repairs and replacements that will be needed in the future, like roofs, private streets, mechanical equipment, but the HOA has not saved anywhere near enough money to pay for these.

HOA in litigation: The HOA could spend a lot of money filing or fighting litigation and most lenders will not lend money on a project that is in litigation. This also means that you may have trouble selling your unit until the litigation is ended ? which could be years ? and possibly beyond that date.

Water and mold issues: Potential large dollar uninsured repairs that were not anticipated ? so potential regular or emergency special assessments in large amounts.

Too many rental units: You many have trouble obtaining a mortgage or it may be more expensive (i.e. a higher interest rate) and the project may not be as well taken care of, thus making it harder to sell.

New project, few owners: ? Less than a majority percentage of the units are sold and the developer is in financial trouble. You need to determine who will be paying the HOA fees on the unsold units to cover the property expenses to keep the lights on, elevators working, maintenance, etc.

Insurance: This involves not being properly insured for the inherent risks you potentially incur on the interior part of the unit you own, or the exterior. Cash buyers be especially aware here.

Is the building on a ground lease? Or does the HOA own the pool, parking lots, clubhouse, streets? This may seem extreme but in some rare instances the HOA may be leasing common areas because the original developer made them separate and kept ownership. You better know for sure before you invest.

One owner controls multiple Units ? If the original developer or a subsequent owner has control over more than 10.0% of the units this may be an issue with financing and other issues.

CC&Rs (Covenants, Conditions and Restrictions): CC&Rs are the governing documents or rules that the HOA?s abide by. It is necessary to read them, and the bylaws, as well as the Board of Directors meetings minutes and notes. If you don?t, you run the risk of being in the dark about a possible special assessment and could be charged the week after you close escrow. I know one incidence in which a woman closed three days before a $7,500 special assessment that had been noted in the BOD minutes that she got via escrow but did not read.

Lender Condo Certification (Condo Cert) ? Did your lender do one? Did you ask for it and get a copy? Did you read it and made sure you understood the items on it? If you are paying cash, you don?t have the lender watching out for you, how are you going to mitigate that risk?

Banks will not finance it, just pay cash! If a bank will not finance a unit, they are telling you something! I often hear investors say, ?well, I?ll just pay cash.? What you must consider however, is that the bank, with decades of experience losing money on loans in these communities, is signifying a problem by not approving the loan. Don?t just pay cash because you have it; I suggest that you listen to the banker.

Those are the issues, and if you plan to buy into an HOA-governed community, you need to fully understand these items and how to mitigate these risks. If you want to learn more about these issues, you can check out Chapter 8 ? Homeowners Association Analysis for no charge, this week at ProfessorBaron.com.

Leonard Baron, MBA, CPA, is a San Diego State University Lecturer, a guest blogger on Zillow.com, the author of ?Real Estate Ownership, Investment and Due Diligence 101 ? A Smarter Way to Buy Real Estate?, and loves kicking the tires of a good piece of dirt! See more at ProfessorBaron.com.

Source: http://www.zillow.com/blog/2011-08-19/risks-of-buying-into-an-hoa-community-%E2%80%93-buyer-beware/

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Recognizing Why BMI Calculators Are Beneficial When Losing ...

BMI Calculators are beneficial when losing weight because it offers a great education in the status of one?s health. It is also an education in personal health that is easy to attain. Using the BMI Calculator gives one the freedom to approach weight loss intellectually as opposed to emotionally.

While the purchase and sales of weight loss products, fitness programs, gym memberships and exercise equipment seem to be on the rise, obesity has also gone up. And, in a society where it seems there is more concern for a child?s self-esteem than their education, we do anything to make one ?feel? better about themselves than how they feel in their bodies: their agility, their ability to breathe easily, their metabolism, their overall health.

Making the absolute decision to become physically fit is often inspired by a television advertisement, a magazine article, or witnessing a friend or family member making an extreme change in their health and appearance for the better. Inspiration is often a great catalyst for one to begin a healthier lifestyle. Inspiration must grow towards a development in education and discipline alike.

Anytime someone wants to increase their knowledge, they receive an education. This can happen even in weight loss. Education in this area lies in knowledge of the BMI Calculator.

The key to health improvement is when a person gains knowledge of their BMI. A person?s Body Mass Index is a measure of body weight in conjunction with their height. This measurement is determined with the BMI Calculator. The source of measurement can be determined in women, men, and children the same.

When a person wants rapid weight loss, the benefits of applying the BMI Calculator can seem endless. Initially, a benefit would be finding out which group a person belongs. These categories are gauged on percentages that are identified as Underweight(less 18.5%), Normal weight(18.5-24.9%), Overweight (25-29.9%), and Obese(30% or greater).

Once one determines their category, an additional benefit is finding out their Waist Circumference. When determining this measurement, the benefit is a telling measurement of the necessity of screening for high-risk diseases. For a woman, the waist circumference indicates a low-risk condition if it is less than thirty-five inches. But, if the measurement is more than thirty-five inches, they are categorically in need of screening, particularly after a specific age group. The same results apply to men who have a waist circumference of more than forty inches.

For the Obese category, another benefit is knowing the risk factors related to this group. To name a few, some of these risks include Hypertension, Diabetes, and physical inactivity. The goals here would be to lower one?s blood pressure, blood glucose, and becoming more physically active. Having two or more risk factors can help a person determine where and how to start a fitness program.

Understanding how BMI Calculators are beneficial when losing weight is valuable. Moreover, it provides personal education of one?s physical condition. Lastly, it is one of the most effective tools that can help show a person where to begin.

With the help of the Body Mass Index Calculator, a natural weight loss clinic can help its clients reach their nutrition and weight loss goals. Learn how to lose weight fast by following a natural diet. You can lose weight fast by consulting the experts on a regular basis.

Source: http://www.rudetrude.com/health-fitness/popular-diets/recognizing-why-bmi-calculators-are-beneficial-when-losing-weight/

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What do You Need to Know about Persuasive Writing? and this is ...

Making your prospects an offer they can't refuse - that's what persuasive writing is all about. It's very different from the general content writing that you do because your aim here is to get your point across, convince the reader and get him/her to take action based solely on your words. This necessitates that you perk up your text, which will make it bolder than ever. The reason for this article is to give you the knowledge to excel with persuasive writing using the correct avenues...

Comparisons: Creating an analogy and drawing out a metaphor, both will help you immensely in your quest to create a persuasive piece of content. Presenting your readers with things to mull over is a way to share with them how you see things.

In other words, when you create a convincing scenario and relate it to something that your reader can connect with or accepts as right/true, it will become a lot more easier for you to get them to understand your point of view and accept it. However there are a variety of different ways that comparisons work. At times you can see that it is even more convincing to use paradigms that are not anything alike, to do the comparison, in order for your simile to be more authentic. Rather than holding your product in the light with something a lot like it, do it with something grander and more expensive. Agitate Plus Solve: This is a persuasion method that is known to give results, and has been helping copywriters convince their prospects for a long time now. In what way can you approach this? Essentially, you should ascertain what the issue is and make sure to get your target audience to understand why it is an issue. Prior to providing your prospects with an answer to their problem, you need to rile them up about it and make it sound worse than it really is; a solution that will erase the pain or make things better.

Tribal Instincts: We as human beings have greatly evolved over time, and despite our attempts to go all flashy and sophisticated in our approach, we have our tribal instincts active in us all the time. People want to be involved in "the group" even when they aren't sure exactly what the group is, does, or stands for - use this. You'll find this particular method for persuasion writing used in top-notch sales copy all across the web as it continues to be highly successful. When you make "membership" have its privileges - one being a massive sense of belonging - you'll have people lining up to join. The key lies in finding the right group of people who will want to be part of your particular tribe.

Write with Your Readers in Mind: Have your main goals and your target audience be what you are paying attention to. You need to imagine the thoughts of the people you are trying to persuade into doing something.

In order to turn your writing into something persuasive, you need to know exactly what your audience is in search of.

When all is said and done, there are reasons that people concur and differ and that happens when they try to gain new knowledge, but have no comprehension of it. It will practically be effortless to influence your readers, if they are the ones you are thinking about when you are writing.

Source: http://writingandspeakingarticleblogs.blogspot.com/2011/08/what-do-you-need-to-know-about.html

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Diabetes 101 ? Know The Consequences Of Type 2 Diabetes Mellitus

This article has been viewed 6 times.

Type 2 diabetes mellitus can trigger and strike you anytime. This killer disease can ruin your life. Are you currently aware of its symptoms? How can you avoid it? Let?s talk about it here.

What?s diabetes? It really is a form of metabolic illness in which an individual can?t create enough insulin or not creating at all. In this state, sugar within the blood cannot be metabolized for the use of the body. It really is an irreversible and debilitating illness which can impact several organs of the body, like the heart, kidneys as well as the eyes.

This disease if diagnosed early can be prevented. You must just know the risk factors and the symptoms which accompanies this disease. Risk factors include genetics, family history, diet and nutrition, exercise, sedentary lifestyle, smoking, pregnancy and other underlying medical conditions. Symptoms of diabetes onset include increased or near maximum blood glucose levels, blurring of vision, yeast infections, increased thirst and hunger and frequent urinations. When you feel you have 2 or more of these symptoms, consult your doctor as soon as possible.

Your doctor will give you diagnostic examinations to rule out if you have pre diabetes. Blood glucose test and oral glucose tests are the primary diagnosing procedures done. He will give you recommendations and advice on what you should do when results come up. Preventing diabetes is like learning its risk factors. When you feel you have the risk factors try to avoid them, or if not, then lessen them. Preventing the disease is much easier than what you will do when you already have acquired it.

Simply because of the high rising research on therapy and prevention of diabetes, new solutions have come up. These days, supplements specially made to prevent diabetes as well as for the maintenance of blood sugar are now out within the market. They are offered in various forms, brands and manufacturers. You just have to search for the high quality, not the price. You should also know which ones are secure to use. Although we all know herbal supplements are made from natural ingredients, it?s still much better to be cautious.

Whatever merchandise you choose just remember, searching for a cure is much more pricey than stopping it. It?s for you to decide. Don?t let diabetes ruin your life. Kill the killer disease. Prevent effects of type 2 diabetes mellitus by understanding its causes.

Learn more about consequences of type 2 diabetes. Stop by Ann Louise?s site where you can find out all about cures for type 2 diabetes and what it can do for you.

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Diabetes 101 ? Know The Consequences Of Type 2 Diabetes Mellitus

By: Ann Louise

Type 2 diabetes mellitus can trigger and strike you anytime. This killer disease can ruin your life. Are you currently aware of its symptoms? How can you avoid it? Let's talk about it here.

What's diabetes? It really is a form of metabolic illness in which an individual can't create enough insulin or not creating at all. In this state, sugar within the blood cannot be metabolized for the use of the body. It really is an irreversible and debilitating illness which can impact several organs of the body, like the heart, kidneys as well as the eyes.

This disease if diagnosed early can be prevented. You must just know the risk factors and the symptoms which accompanies this disease. Risk factors include genetics, family history, diet and nutrition, exercise, sedentary lifestyle, smoking, pregnancy and other underlying medical conditions. Symptoms of diabetes onset include increased or near maximum blood glucose levels, blurring of vision, yeast infections, increased thirst and hunger and frequent urinations. When you feel you have 2 or more of these symptoms, consult your doctor as soon as possible.

Your doctor will give you diagnostic examinations to rule out if you have pre diabetes. Blood glucose test and oral glucose tests are the primary diagnosing procedures done. He will give you recommendations and advice on what you should do when results come up. Preventing diabetes is like learning its risk factors. When you feel you have the risk factors try to avoid them, or if not, then lessen them. Preventing the disease is much easier than what you will do when you already have acquired it.

Simply because of the high rising research on therapy and prevention of diabetes, new solutions have come up. These days, supplements specially made to prevent diabetes as well as for the maintenance of blood sugar are now out within the market. They are offered in various forms, brands and manufacturers. You just have to search for the high quality, not the price. You should also know which ones are secure to use. Although we all know herbal supplements are made from natural ingredients, it's still much better to be cautious.

Whatever merchandise you choose just remember, searching for a cure is much more pricey than stopping it. It's for you to decide. Don't let diabetes ruin your life. Kill the killer disease. Prevent effects of type 2 diabetes mellitus by understanding its causes.

Learn more about consequences of type 2 diabetes. Stop by Ann Louise's site where you can find out all about cures for type 2 diabetes and what it can do for you.

Article Courtesy of Health Articles Direct|Fitness Articles|Health Articles|Wellness Articles|

Source: http://www.healtharticlesdirect.com/articles-about-health-and-fitness/diabetes-101-know-the-consequences-of-type-2-diabetes-mellitus/?utm_source=rss&utm_medium=rss&utm_campaign=diabetes-101-know-the-consequences-of-type-2-diabetes-mellitus

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Charter, cargo airlines target pilot safety rule

(AP) ? Amid fierce opposition from charter and cargo airlines, as well as alarms raised by Pentagon officials, the Obama administration has delayed new safety rules aimed at preventing airline pilots from becoming so exhausted that they make dangerous mistakes.

Charter airlines ? also called nonscheduled airlines ? not only fly tourists and sports teams, they provide the planes and pilots for thousands of military flights every year. Civilian airlines transport more than 90 percent of U.S. troops and 40 percent of military cargo around the globe under contracts with the Pentagon. The trips are frequently long, usually at night and often to danger spots like Afghanistan.

The rules the Federal Aviation Administration proposed last year are designed to address long-standing concerns that pilot fatigue contributes to errors that cause accidents. They would reshape decades-old regulations governing how many hours a pilot can be on duty or at the controls of a plane, to take into account the latest scientific understanding of how fatigue slows human reflexes and erodes judgment.

Congress, responding to a 2009 regional airline crash in western New York that killed 50 people, passed legislation last year requiring the FAA put new fatigue rules in place by Aug. 1.

Administration officials declined to comment on the reasons for the delay. A new schedule for issuing final rules indicates the target date ? which has been repeatedly pushed back ? is now in late November.

The nation's top aviation accident investigator blamed the delay on the influence of airlines that put profit ahead of safety.

"There are special interests who are holding this rule up because it's not in their financial self-interest," National Transportation Safety Board Chairman Deborah Hersman told The Associated Press Tuesday. "The American people expect safety to trump special interests, not the other way around."

The proposed rules would allow some pilots to fly more hours ? 10 instead of the current maximum of eight ? if they begin their day in the morning so that most of their flying takes place during the daytime. But pilots who fly overnight ? the busiest time of day for cargo carriers and military charters ? would be allowed fewer than eight hours because people naturally crave sleep during those hours.

The rule could force airlines to add one or two relief pilots to the normal two-pilot flight crew on long, overseas flights and to provide onboard rest facilities and sleeping accommodations at destinations more frequently.

And it sets standards for suitable resting places for a pilot during a flight while another pilot flies the plane. Airlines that provide a bunk for the pilot to lie flat for a nap would be allowed to fly longer without changing crews.

Many airlines already provide bunks for flights longer than eight hours, but not all. On United Parcel Service's Boeing 767s, pilot Lauri Esposito says the only place to rest is on a row of three small jump seats in the back of the cockpit. A captain or first officer trying to get some rest will often lie across all three seats, positioning tray tables on top to keep from sliding through the gaps, she said. If they're tall, their feet are in the bathroom.

"We're not asking for rest in heavenly beds, we just want some fatigue mitigation," said Esposito, fatigue committee chairman for the Independent Pilots Association, the union representing UPS pilots. "I don't know how these 6-foot-4 men do it. Some of them just resort to sleeping on the floor."

Airlines would also have to give pilots a minimum of nine hours off between work shifts, one hour more than currently required. They would also have to put in place "risk management" programs designed to spot work schedules likely to prevent pilots from getting adequate rest and correct them.

Airline industry officials are nearly unanimous in their opposition. The Air Transport Association, which represents large carriers, estimates the proposal will cost airlines nearly $20 billion over 10 years. The FAA pegs the cost far lower: $1.2 billion. And the agency said that would be partially offset by an estimated $660 million in benefits over the same period.

Opposition is greatest among cargo and charter carriers and the charter carriers that transport U.S. troops and military cargo.

UPS, the world's 9th largest airline with more than 200 planes and over 2,600 pilots, estimates its compliance costs at as much as $1.8 billion over the next decade.

"The proposal effectively rewrites UPS' collective bargaining agreement with its pilots' union while hobbling the company's finely honed domestic and overseas logistics network," the carrier said in comments to the FAA.

Air Force Gen. Duncan McNabb, commander of the U.S. Transport Command, said the current work rules should stay in place.

Sen. James Inhofe, R-Okla., tried to attach a provision to a long-term FAA funding bill that would have exempted charter carriers from the proposed rule, but dropped the matter for lack of support. He and Sen. Tom Coburn, R-Okla., also wrote Transportation Secretary Ray LaHood asking for an exception for charter airlines. They said FAA hadn't sufficiently considered the estimated $3.7 billion over 10 years in cost to charter carriers.

Omni Air Inc., based in Tulsa, Okla., is one of the most active charter airlines involved in military transport. It made a profit of $69 million last year on revenues of $530 million, according to the Transportation Department.

An Air Force study provided to The AP suggests that the new rules would cause the number of flights requiring extra pilots to drop from 2,775 over the course of a five-month study to 1,583

But flights that don't comply with FAA regulations would increase from 786 to 1,734. As an example, the study said flights from Leipzig, Germany, to Fort Campbell in Kentucky will no longer be able to proceed on to Fort Hood in Texas without first changing crews in Kentucky.

The rule allows airlines to exceed pilot work limits when operating in "unsafe areas," but isn't clear on what constitutes an unsafe area, the National Air Carrier Association, which represents charter airlines, wrote the FAA. FAA rules apply to civilian pilots working overseas.

The rule "would have severe implications on the non-scheduled carriers' ability to serve U.S. military and humanitarian efforts worldwide and would ultimately weaken those efforts," the association said.

For example, under the new rules the carrier that currently flies from an Air Force base in Ramstein, Germany, to Al Udeid, Qatar ? a more than 17-hour flight ? would have to increase its flight crew to four pilots and use a plane with bunk for pilot rest, which it doesn't currently have, the association said.

They can still do the missions, they just need to make sure they are properly crewing and complying with the rest requirements, she said.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/f70471f764144b2fab526d39972d37b3/Article_2011-08-17-Tired%20Pilots/id-658ef41f4d8b44308301b5870291bec0

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